We used to use Quicken although I didn't mind it, I do not have the money to put out for Quicken now. Last few years, I have been relying on a calendar and my memory to budget with, but many senior moments and I don't want to overlook anything budget wise. Are there any free online budget sites that you trust that won't get hacked... and steal your information? Please do share as my memory is not as alert as it used to be.
I think your best option, given the parameters you set, is to find out if your credit union or bank has something within its online banking resources that you can use at no charge.