Anyone have experience with Anthem Century Preferred Direct (PPO)

Anyone have experience with Anthem Century Preferred Direct (PPO)

Joined: May 15th, 2009, 12:50 am

August 26th, 2011, 4:31 am #1

DH accepted a new job offer. He will be resigning tomorrow and very likely starting at his new job on Monday. He will give 2 weeks notice but because he works at a bank as a branch manager, they will pretty much ask him to collect his belongings and escort him out of the building once he has resigned for fear of him poaching customers to his new bank.

We are very happy to have new insurance since we have maxed out the IF coverage for 4 policies over the years (my employer's coverage which was total crap, only a $10K lifetime max; then his employer's policy; then his bank was bought out by a bigger bank and voila - new policy; then said bank switched plans and our coverage started again even though it was the same insurance carrier - lucky for us at the time - but unlucky that the additional coverage still didn't get us a passport into babyland).

He has the coverage booklet for Anthem Century Preferred. It reads that in-network coverage is "No charge, after deductible" and that "prior authorization and some restrictions apply". I'm wondering if age might be one of the "restrictions", since it is permissible under Connecticut state law for an insurer to stop covering IF procedures after age 40.

I am keeping my fingers crossed that this plan doesn't kick people out at age 40 and I will at least have access to coverage for my medical procedures, knowing that I will have to figure out the donor expenses on my own.
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Joined: December 2nd, 2005, 3:49 pm

August 26th, 2011, 4:36 pm #2

We now have Anthem Blue Cross and I am very unhappy with the choices (or lack thereof) of preferred providers as well as some of their restrictions. I would just call them, because everything is written in such "legalese" it's impossible to understand.
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Joined: May 15th, 2009, 12:50 am

August 26th, 2011, 8:22 pm #3

...once I am actually in the plan. Two of my last policies were Antham Blue Cross of NJ (hubby's bank was headquartered in NJ). The RE I was already using and am still using accepts Antham so at least I didn't have to worry about the provider selection.
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