LoneStranger
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LoneStranger
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Joined: March 30th, 2007, 5:44 am

March 12th, 2010, 11:04 pm #11

Split the difference?

I have a debit card that can be used as a credit card, it still comes out of the checking account but it looks like a regular credit purchase.
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dafk189
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dafk189
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Joined: September 13th, 2008, 12:40 am

March 16th, 2010, 12:57 am #12

Does it cost anything to sign up for PayPal? And overall, it's pretty much all right to use my debit card on PayPal? I must have heard wrong that if a debit card doesn't have a Mastercard logo or Visa card, it won't work or something. Yeah, I'll admit, this is all a first time for me, so I'm not used to this sort of thing.
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crackspider
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crackspider
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Joined: October 16th, 2009, 5:58 am

March 16th, 2010, 2:55 am #13

dafk189 @ Mar 15 2010, 07:57 PM wrote:Does it cost anything to sign up for PayPal? And overall, it's pretty much all right to use my debit card on PayPal? I must have heard wrong that if a debit card doesn't have a Mastercard logo or Visa card, it won't work or something. Yeah, I'll admit, this is all a first time for me, so I'm not used to this sort of thing.

Debit cards do typically have Visa or Mastercard logos on them (or other companies). I'm not sure what PayPal doesn't accept, although I'm sure if yours was made by one of the more "famous" manufacturers, you'll be fine.

And, no, it doesn't cost anything to use PayPal. However, please be aware that you may need to share your bank information. I can tell you through personal experience that it's a secure website, as much as any online shopping site like Amazon or ebay. I've used it for several years, and I've never had an incident.
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dafk189
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dafk189
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Joined: September 13th, 2008, 12:40 am

March 16th, 2010, 3:29 am #14

Well, my debit card has an Interac logo at the back. Don't know if it's as famous as Mastercard or Visa, though.
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LoneStranger
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LoneStranger
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Joined: March 30th, 2007, 5:44 am

March 16th, 2010, 11:49 pm #15

dafk I would definitely recommend talking to your bank first to see if your debit card can be used as a credit card. I'd also check into what fees they charge too.

Paypal doesn't cost anything to use unless someone is paying you (from what I hear).
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crackspider
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crackspider
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Joined: October 16th, 2009, 5:58 am

March 17th, 2010, 6:44 pm #16

LoneStranger @ Mar 16 2010, 06:49 PM wrote: dafk I would definitely recommend talking to your bank first to see if your debit card can be used as a credit card. I'd also check into what fees they charge too.

Paypal doesn't cost anything to use unless someone is paying you (from what I hear).

But that's what I'm trying to tell dafk. Debit cards ARE used like credit cards. The only differences are that it's deducted from your checking account rather than owing it later, and that you have to know your pin number when using it in most stores. It's really just withdrawing money from your checking account for a single purchase, in card form.

The only PayPal fee I've had is during international transactions (i.e. receiving money from someone in another country), and it's usually pretty low, about $1.30. Check with their FAQ, though, because maybe it's percentage-based. I'm not sure.

Really, this isn't nearly as cautious and harmful as you guys are making it seem. Granted, I don't know what bank you use, dafk, so I don't really know which company provides your bank's debit and credit cards. I use Bank of America, and my debit card is from Visa.
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dafk189
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dafk189
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Joined: September 13th, 2008, 12:40 am

March 29th, 2010, 6:37 am #17

Wow. Thanks crackspider for telling me all this. I always thoughts credits cards are the only thing to be used on the internet. Never realized debits cards can also be used on the internet.

Maybe I'll think about asking some commisions in the future. Besides, it's becoming very hard to find anyone who does requests these days.
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