flooding

Joined: April 27th, 2011, 4:12 pm

January 5th, 2018, 8:52 pm #21

Last time the tides were this high was 1921. Impressive!
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Joined: April 1st, 2011, 11:07 pm

January 5th, 2018, 8:56 pm #22

Damon wrote: You stayed there for three hours waiting for that wave? 15:40 ---> 18:39 !
lol - Damon.  I created a cool .gif file but couldn’t get it to work on CAO  tabletalk (sp?).  The .gif showed two seconds of the cowabunga ride instead of the resultant static shot.  I tried several times to re-post over the course of the PM, hence the time diff. —

Waves were about 5 - 7 feet. Looked about ten people surfing. GHFB boarded up - can’t use bridge.

Cathy - that’s a fun shot!
Last edited by Leland33 on January 6th, 2018, 7:42 am, edited 1 time in total.
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Joined: March 30th, 2007, 12:27 am

January 5th, 2018, 10:33 pm #23

What do insurance companies say about flooding and storms? Is it an 
"act of God" and they do not pay? All those cars ruined. Low lying house a mess.
You make a living by what you get. You make a life by what you give..
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Joined: April 1st, 2011, 11:07 pm

January 6th, 2018, 12:12 am #24

I’ll try to pickup on the insurance aspect. First of all with 40 years in the Biz my Dad would tell me to always ignore signs that say “OWNER IS NOT RESPONSIBLE FOR ... yada yada” yes they are!!! You might loose in court but based on negligence, etc - you might win! What the sign does is discourage people from acting against the owner.

The car owned have insurance and the school does also. I think that will happen is the auto insurers will pay the claim quickly then the auto insurers will go after the school BUT it’s also possible the car owner goes directly to the school, A car insurer will have you in a rental very soon too.

Smaller insurance companies are pooled and become larger.

I had parked in that lot up until the $135 dollar fine. B/I had gotten a $135 fine too as I remember.
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Joined: April 15th, 2006, 1:02 am

January 6th, 2018, 8:54 am #25

I don't see any liability on the city or school.   
You think you know it, but you haven't got a clue!!
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Joined: January 2nd, 2008, 1:30 am

January 6th, 2018, 9:03 am #26

NightStalker wrote: I don't see any liability on the city or school.   
Exactly. Why would the city be responsible? While you won’t get a ticket or towed, you park there at your own risk as far as theft or damage. Really, the lack of personal responsibility is amazing.
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Joined: March 30th, 2007, 12:27 am

January 6th, 2018, 11:03 am #27

To have house or car damage can be very trying for a homeowner...or a business for that matter. I would think that most people simply cannot afford to just pay up without a large impact on their finances. This can "snowball" into a detrimental effect on the local economy.
You make a living by what you get. You make a life by what you give..
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Joined: January 5th, 2008, 12:22 am

January 6th, 2018, 11:40 am #28

If an individual does not have comprehensive insurance on their vehicle, I don't believe they are covered. I could be wrong.
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Joined: April 1st, 2011, 11:07 pm

January 6th, 2018, 11:43 am #29

I imagine we’ll be checking our policies soon.

I definitely agree on personal responsibility but damages due to natural hundred year events can of course be covered by insurance.

This is just A SCENARIO: An insurance auditor might recognize the fact that GHS was designed and built and NOW six feet below sealevel and suggest to the city purchase at very little cost “no deductible” insurance to cover flood damage to city and or personal property.

So the owners of the damaged cars, once a claim is submitted, should be notified by their insurance company the options there are if any.  The first option is to see what coverage they have for damages and expenses.  

You don’t know what is insured by who unless you inquired.  

I feel bad for anyone who lost a ten thousand dollar (or of any value) car and a single parent of two and yes they should bite the bullet of “personal responsibility if insurance and or legal action come up with zero.

BUT you never know who might come forward to help.  That’s called humanity’s responsibility.
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Joined: April 27th, 2011, 4:12 pm

January 6th, 2018, 11:50 am #30

If parking allowed at O'Mailey or anywhere else during storms?
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Joined: June 25th, 2007, 6:00 pm

January 6th, 2018, 12:25 pm #31

The city, Sefatia face book etc, said to park in school parking lots
while the street parking ban was in effect.
Don't you see that the whole aim of Newspeak is to narrow the range of thought?...   ..........
 George Orwell , 1984
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Joined: August 13th, 2005, 5:30 am

January 6th, 2018, 1:30 pm #32

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Joined: August 13th, 2005, 5:30 am

January 6th, 2018, 1:34 pm #33

"This parking ban means all vehicles are banned from parking on city streets. Residents may park in all municipal and school parking lots ..."

http://gloucester-ma.gov/CivicAlerts.aspx?AID=1240
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Joined: January 2nd, 2008, 1:30 am

January 6th, 2018, 2:10 pm #34

The city is allowing citizens to use public property for snow emergency parking at their discretion. It is not mandatory —- only that you remove your vehicles from the street. It is always up to vehicle owners to find legal off street parking during snow emergencies and to evaluate those spaces for safety and accessibility. Yes, it was a terrible thing for those vehicle owners. But the super moon, high winds and possible coastal flooding was well reported and the geography of the area of the high school parking lot obvious. Frankly, not exactly the best move.
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Joined: March 30th, 2007, 12:27 am

January 6th, 2018, 2:56 pm #35

sugarmagnolia wrote: The city is allowing citizens to use public property for snow emergency parking at their discretion.  It is not mandatory —- only that you remove your vehicles from the street.  It is always up to vehicle owners to find legal off street parking during snow emergencies and to evaluate those spaces for safety and accessibility.  Yes, it was a terrible thing for those vehicle owners.  But the super moon, high winds and possible coastal flooding was well reported and the geography of the area of the high school parking lot obvious.  Frankly, not exactly the best move.
Ouch, the city did say that their parking lots could be subject to flooding so that would surely mean their insurance would not be liable. That video....a painful situation for those people. 
You make a living by what you get. You make a life by what you give..
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Joined: June 25th, 2007, 6:00 pm

January 6th, 2018, 3:14 pm #36

Although I do not think the city is legally liable for the destruction of private cars, I do not think it was very helpful advice they gave.
However I did not think it was a good idea to rebuild Newell Stadium  on that former dump marsh land either.
Don't you see that the whole aim of Newspeak is to narrow the range of thought?...   ..........
 George Orwell , 1984
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Joined: February 19th, 2010, 9:12 pm

January 6th, 2018, 3:26 pm #37

I think it is quite possible that the city and/or state will help those who suffered losses beyond what insurance covers...whether comprehensive or not.  People are not required to do simply the minimum necessary and in fact often rise to the occasion especially in cases involving extreme weather events. Wouldn't surprise me if Governor Baker has already been consulted.
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Joined: January 2nd, 2008, 1:30 am

January 6th, 2018, 4:15 pm #38

Whoa ... wait a minute.  I can understand helping people out for unforseeable instances.  But:
A. Parking your car in a low lying area near water during a storm that may have coastal flooding is a foreseeable risk.
B. Not carrying comprehensive car insurance is a foreseeable risk.
I am not a heartless person, but there are limits.  Sometimes people have to bear the consequences of their actions.
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Joined: June 25th, 2007, 6:00 pm

January 6th, 2018, 4:54 pm #39

I hesitate to laugh because it is serious and people are
hurting. However building a stadium there is in the same
category as parking there.
When we were planning the GHS building renovations, the
mayor, Bill Rafter,suggested building a new high school up at
the Fuller property area. The rest of the government including
even our building committee disagreed. I now think he
was right and I feel pretty stupid about it although I did go
around with my sighting level before the project started and
warned everyone that the building, particularly the science wing,
was really too low.
However we did not even know about climate change
then. I was worried about storm surge.
Don't you see that the whole aim of Newspeak is to narrow the range of thought?...   ..........
 George Orwell , 1984
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Joined: April 1st, 2011, 11:07 pm

January 6th, 2018, 7:27 pm #40

Below is an 11 minute video about flood damage to cars though the expert didn’t mention seawater. A quarter million cars were submerged in NY/NJ during Hurricane Sandy.

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