Affinity payment program

Affinity payment program

Joined: January 30th, 2012, 6:12 pm

February 28th, 2012, 11:37 pm #1

Has anyone used this money back guarantee program? Any positive or negative comments? We're trying to decide if we should go with this program vs. paying traditionally or a la carte. A la carte is definitely cheaper but then if it doesn't work, we just lost all that money.
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Joined: March 2nd, 2012, 7:08 pm

March 2nd, 2012, 7:16 pm #2

I haven't used any of the insurance programs, but I've researched them, and I' m a finance gal. Realize that any of these companies have run the numbers and have priced their program such that they will make a profit--they are just like insurance companies in that regard. (Or any other company; why would they stay in business if they couldn't make a profit?)
Knowing that, you already know that ON EXPECTATION, you will lose money if you use their program (It averages $1000-2000; that is their profit margin.) However, you could end up on the wrong side of the expected value statistics; someone has to. So if it is more important to you to have a set amount that you know you won't have to pay more than, (or a guaranteed money back if it doesn't work), than it is to have the on-average best use of your dollar, then go for it. For some people, that peace-of-mind is worth it.
Last edited by Sekura21 on March 2nd, 2012, 7:17 pm, edited 1 time in total.
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Anonymous
Anonymous

March 5th, 2012, 8:24 pm #3

Thanks Sekura. I'm surprised I haven't been able to find any more comments/chatter about this subject. Makes it hard for me to make a decision when I can't really talk to anyone about their experiences (we are planning to keep our DE situation confidential).
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